When unexpected expenses arise, having access to quick and convenient loans can be a lifesaver. In the Philippines, online loans with monthly payments have become increasingly popular due to their accessibility and flexibility. Whether you need funds for medical emergencies, home repairs, or educational expenses, these online loan providers offer a convenient way to borrow money and repay it in manageable monthly installments. Here are five reputable online loan providers in the Philippines that offer monthly payment options:
TOP 10 Legit Online Loan in the Philippines – Only National ID required
Updated 25 June 2025
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1. LoanRanger
LoanRanger is a trusted online lending platform that offers flexible loan options with monthly payments. They provide loans ranging from ₱3,000 to ₱10,000, with repayment terms of up to 12 months. The application process is simple and can be completed online. LoanRanger also offers competitive interest rates and transparent terms, making it a popular choice among borrowers.
2. Cashwagon
Cashwagon is another reliable online loan provider that offers monthly payment options in the Philippines. They offer loans ranging from ₱2,000 to ₱20,000, with repayment terms of up to 180 days. Cashwagon’s application process is quick and hassle-free, and funds can be disbursed within 24 hours. With their user-friendly website and transparent terms, Cashwagon is a convenient option for those in need of immediate financial assistance.
3. Tala Philippines
Tala Philippines is a popular online lending platform that provides loans with monthly payments to Filipinos. They offer loans ranging from ₱1,000 to ₱15,000, with repayment terms of up to 30 days. Tala Philippines has a user-friendly mobile app that allows borrowers to easily apply for loans and track their repayment progress. With their quick approval process and competitive interest rates, Tala Philippines is a reliable option for individuals seeking short-term financial solutions.
4. Robocash
Robocash is an online lending platform that offers loans with monthly payments in the Philippines. They provide loans ranging from ₱1,000 to ₱25,000, with repayment terms of up to 180 days. Robocash’s application process is straightforward, and funds can be disbursed within minutes. They also offer a loyalty program that rewards borrowers with lower interest rates and higher loan amounts for timely repayments.
5. Cash Mart
Cash Mart is a reputable online loan provider in the Philippines that offers monthly payment options. They offer loans ranging from ₱5,000 to ₱50,000, with repayment terms of up to 36 months. Cash Mart’s application process is simple and can be completed online. They also provide personalized loan offers based on the borrower’s credit profile and financial needs. With their competitive interest rates and flexible repayment terms, Cash Mart is a reliable choice for individuals looking for larger loan amounts.
Before applying for an online loan with monthly payments, it’s important to carefully review the terms and conditions of each provider. Consider factors such as interest rates, repayment terms, and any additional fees or charges. It’s also advisable to borrow only what you need and ensure that you have a repayment plan in place to avoid any financial difficulties.
Overall, online loans with monthly payments can be a convenient and flexible solution for those in need of immediate funds. With the availability of reputable online loan providers in the Philippines, borrowers can access quick and hassle-free financial assistance to meet their urgent needs.
